Get Rid of Christmas Debt.

Santa has feed and housed his reindeer, put the sled away for another year and is sitting down in front of a nice warm fire drinking a mug of eggnog. The problem is while he may have left presents for all the good children many people just get a sack full of bills for Christmas. Many people feel there is an expectation to buy expensive presents for family and friends… Read More »

Interest Only Loans – What is an Interest Only Loan

Interest only loans are a type of loan or mortgage where the lender pays a monthly loan payment which is made up of the interest payable on the loan only instead of a normal loan payment that consists of principal and interest.. Interest only loans are normally taken out for a set period of time. This can range up to 10 years. In this time the borrower does have the… Read More »

Pay Off Credit Card Debt Mistakes To Avoid

It doesn’t take long after you arrive home from a vacation for reality to set in that you were having so much fun that you spent far more on your credit cards than you had intended to while away. You of course will start thinking about how you can pay off credit card debt to reduce the impact it will have on your finances. There are many little things you… Read More »

A Retirement Savings Plan May Ruin Your Retirement

Retirements saving providers are very good at marketing their products. Each year they entice millions of people to part with their money without the person giving much thought to what they are actually buying, what the money is being invested in while giving total control of their retirement savings and retirement future to the company When you actually look at the evidence, putting all of your retirement saving into a… Read More »

Mortgage Affordability – Factors to Consider

When someone wants to buy a house, they normally have to borrow money in the form of a mortgage; it is always advisable to review all the necessary factors that relate to taking out a mortgage. Taking a mortgage can be very dangerous, especially if someone is buying a house that is to expensive compared to what they earn. The ability to buy a house, in relation to a person’s… Read More »

Envelope Budgeting System – How It Works, Pros & Cons

Many people find that trying to manage their budget using their bank account can be difficult because they have to keep track of how much they have spent in each area of their budget. There is a method that you can use if you are having this problem called the envelope budgeting system that can help you if you have this problem. Envelope Budgeting System: How Does It Work How the envelope… Read More »

Suze Orman’s Debt Settlement Tips

This video is a must watch video by Suze Orman if you are thinking about debt settlement. There are many very important debt settlement tips you help you protect yourself if you go down the debt settlement road. Debt Settlement Tips She Goes Into: Why using a debt Settlement Company is the NOT the best way to settle debt because you can do everything that they do for free. She… Read More »

Take Early Retirement

As the years roll by and your get closer to retirement, you start to wonder should you take early retirement. Should you retire early, when you can collect from your retirement fund or do you keep working until you are forced to retire? This article will give you some things to think about so that you can decide if it is a good idea to take early retirement. Take Early… Read More »

Investment Risk and What You Need to Know

There are many investment options available if you have money to invest. You just have to be careful that you pick the correct one for you. This article will look at some of the things you need to think about before you invest your hard earned money. Investment Risk: Every investment has investment risk. Even having money in a normal bank account can be a risk. On 22 March 2012… Read More »